Have you been putting off getting cosmetic dentistry work because you aren’t sure whether or not your dental insurance will cover the procedures? Paying high out-of- pocket costs just isn’t appealing no matter how much you’d like to improve your smile. The good news is that dental insurance does, in fact, cover many procedures of cosmetic dentistry, whether a partial cost or the total cost of treatment you need to get your dream smile!
Most Dental Insurance Plans Cover a Portion of Cosmetic Dentistry
When it comes to dental insurance, every plan will be different. Maybe you have a plan that’ll cover braces or dental bridges, but won’t cover teeth whitening or porcelain crowns. Regardless of what type of dental insurance you have, most dental insurance plans cover at least a portion of cosmetic dentistry. Some plans may even cover the entire procedure, depending on your needed treatment.
Cosmetic dentistry may include porcelain veneers, inlays and onlays, and gum surgery to correct “gummy” smile. Your insurance company may even consider Invisalign, dental implants, and dental bonding for gaps in-between teeth to all be cosmetic dentistry procedures. Talking to your insurance company about what’s covered and what isn’t can help you determine what your out-of- pocket costs will be—if any—and what procedures your plan will fully cover!
Finding a Qualified Dentist Is Crucial
If your insurance plan only covers part of the procedure you want done, you may be tempted to find a less experienced dentist who offers a lower price for your procedure. However, consider the high cost of bad dental work—your smile is priceless. You need a qualified, experienced dentist to complete your dental work. Even if the price is different, you’ll be secure knowing your cosmetic dentistry procedure was done properly and won’t cause you problems later. Although a high-demand dentist may cost more, often, the cost is absolutely worth it.
Ask Your Dentist about Your Options
Maybe you’re set on getting porcelain crowns or veneers, but ceramic will be more budget-friendly and look just as beautiful. Ask your dentist about your options when it comes to cosmetic dentistry. Of course you want a functional smile with an improved appearance, and there’s often more than one way of attaining your goal. Talk to your dentist about any cheaper options that may be available to you. You might be surprised at just how cost-friendly cosmetic dentistry can be!
You can also talk with your dentist’s office about your insurance plan. Often, their staff have experience in working with insurance companies and can help you figure out what your plan will cover. If you find out your plan will only cover part of the procedure, ask them about third-party financing. Often, you can get dental work financed at 0% interest with affordable payment plans!
Getting the smile of your dreams is affordable with cosmetic dentistry—your dental insurance plan should cover at least some of your cosmetic dentistry. By working with an experienced dentist and considering all your options, your perfect smile is more affordable than ever. Schedule an appointment with your local dentist to talk about cosmetic dentistry!
