Sometimes we just can’t afford the dental treatments that we need or want. Preventative measures like sealants and 6-month cleanings can be out of reach for some who do not have dental coverage. For others, the problem may have to do with cosmetic procedures such as Lumineers, veneers, or orthodontics. Thanks to CareCredit, more people can have the smile of their dreams than ever before.
What Is CareCredit?
CareCredit is a healthcare financing service provided by Synchrony Bank. The focus is on types of healthcare that are not often covered by insurance such as dental procedures. Promotional financing options may even allow an extended period of time for a procedure to be paid for with no finance charges. This has made it possible for many to have necessary dental procedures taken now instead of having to wait until the money is saved up. Then a low monthly payment allows for the procedures to be paid off in a far less expensive manner than using a credit card.
What Types of Dental Financing Are Offered?
CareCredit allows patients to finance preventive, restorative, and cosmetic procedures. While you can get a comprehensive list on the CareCredit website, some of the options that can be financed are:
Root Canals – Don’t lose a tooth that could be saved by a root canal simply because your insurance only covers extractions.
Mouth Guards – Protect your teeth while playing sports with a custom-fit guard rather than a generic store-bought one.
Invisalign – This is a discrete option for straightening teeth.
Dental Implants – Don’t settle for dentures just because that’s what your insurance wants to pay for.
Whether you need dental care to maintain your smile, correct your smile, or repair your smile after an accident, CareCredit provides options that can allow you to afford your treatment now instead of later when it may be too late.
Does My Dentist Accept CareCredit?
Many do, and the list is growing, so be sure to ask. Remember, CareCredit is not a discount plan but rather is a financing option. You’ll be responsible for the full amount. However, CareCredit breaks the cost down into affordable monthly installments, often with no interest over a set period of time.
Whether you need some last minute endodontic work to look perfect at a wedding, or you are trying to take care of a procedure that you need but haven’t been able to afford, CareCredit is a great solution for financing your dental procedures.